Important to Verify
Accepted Insurance at LFM
LFM accepts Medicare, Medicare Advantage, and a range of employer and major medical plans. Because participation can vary by carrier, network, and individual plan, we encourage patients to verify their specific coverage before an appointment.
Medicare Patients
Medicare and Medicare Advantage
LFM welcomes Medicare patients and participates with a range of Medicare Advantage plans. Because participation can vary by network and specific product, we recommend confirming your individual plan with our office before scheduling or receiving care.
Original Medicare
LFM accepts Original Medicare. Patients should bring their Medicare card and any secondary or supplemental insurance information to each visit so our team can accurately verify benefits.
Medicare Advantage
LFM participates with multiple Medicare Advantage plans. Acceptance can depend on the exact plan and provider network, so patients should verify their specific plan before an appointment.
Accepted Medicare Advantage Plans
- Humana Gold HMO
- Humana PPO
- United Healthcare (WellMed) HMO
- United Healthcare (WellMed) PPO
- Ultimate Health Plans
- Optimum HealthCare
- Freedom Health
Have Insurance or Network Questions?
LFM works with the Capstone Health team, a local independent insurance agency, as an additional resource for patients who have questions about Medicare, Medicare Advantage plans, and provider networks.
Commercial & ACA Insurance
Employer and Major Medical Plans
LFM accepts many employer-sponsored and major medical health insurance plans. Because networks and benefits can vary between plans offered by the same insurance company, we encourage patients to verify their specific coverage before scheduling an appointment.
Employer-Sponsored Health Plans
Many patients receive health insurance through an employer or retiree benefit plan. LFM participates with a variety of employer-sponsored networks, but participation may differ depending on your specific plan and network.
Major Medical Health Plans
LFM also accepts many individual major medical health plans. If you purchased coverage through the Health Insurance Marketplace or directly from an insurance company, please contact our office so we can verify your specific plan before your visit.
A Patient Resource
Need Help Finding the Right Plan?
LFM works with Capstone Health, a trusted local independent insurance agency, as an additional resource for patients who have questions about Medicare, Medicare Advantage, or individual health insurance. Their team can help explain your options and identify plans that work with LFM before you enroll.
Independent Medicare & Health Insurance Agency
New Port Richey, FL 34653
727-339-0456
info@capstoneinsurance.health
capstoneinsurance.health
Independent Guidance From a Local Insurance Agency
Capstone Health represents multiple insurance companies and can help patients compare Medicare, Medicare Advantage, and individual health insurance options while considering the doctors and healthcare providers they want to continue seeing.
Whether you are approaching Medicare, reviewing a Medicare Advantage plan, or shopping for individual health insurance, the Capstone Health team can help explain available options and verify whether a plan works with LFM before you make a coverage decision.
Questions About Coverage?
We're Here to Help
Whether you need to verify your insurance, schedule an appointment, or learn more before your first visit, our team is here to help.

